LIFE INSURANCE POLICY AUDIT

Get a Free Check-Up on Your Life Insurance Policy

Checking your policy can help verify information and possibly save you money or receive additional benefits at no extra cost.

REQUEST YOUR FREE AUDIT

  COMPLIMENTARY OFFER

  NO OBLIGATION

  100% SECURE

There Are Many Reasons to Get a Life Insurance Policy Audit Every 3-5 Years...

  • Underfunding and underperformance issues
  • Interest, legislation, and financial market fluctuations
  • Financial strength of insurance carrier changes
  • New enhancements in life insurance products
  • Loans, withdrawals, or other policy changes
  • Lifestyle changes requiring more coverage
REQUEST YOUR FREE AUDIT

or call (732)416-0815

Here's How to Get Started on Your Audit

Request Your Audit

Fill in your information and complete the form to express your interest

Sign Authorization

Give us permission to access your records with just one signature

Review Your Report

Receive a status report on the health of your policy alongside alternatives



REQUEST YOUR FREE AUDIT

or call (732)416-0815

Can a Life Insurance Policy Audit Really Help Save Me Money or Get More Benefits at No Extra Cost?

From: Linda Hilton, CPA, CFP®
Wealth Coach

Let me know if this happened to you…

Several years ago (maybe even DECADES ago), you decided to purchase a life insurance policy. You knew it was a good decision and thought to yourself:

“This Will Be There When I Need It Most…”

Sound familiar?

And so you moved on with life…

Maybe you got married…

Changed your job…

Or relocated to a new area…

Whatever YOUR SITUATION may be…

You always believed that your life insurance policy was going to be there to financially protect you and your family.

And That Was It! You ‘Check’ That Life Insurance Box Off Your List and You’re Set for Life.

But unfortunately, that’s just not the case…

Many people think they have one type of life insurance policy and sadly discover they have a different one with much less benefits. Or, they happened to miss a premium payment and are unaware that the policy is now significantly underperforming compared to its original projection.

Some cases might not even be the policyholder’s fault.

With global economic events and interest rate fluctuations, life insurance policies - and its benefits - can be affected.

On the other hand, with medical advancements and people living longer lives, life insurance products of today are much more efficient and offer benefits older policies just cannot provide.

With this information, it’s important to make sure you’re reviewing your policy every 3-5 years.

By checking up on your policy, you’ll likely find yourself in one of these three situations:

1.) A new policy can help you save money while keeping the same benefits

2.) A new policy can help you receive more benefits at no extra cost

3.) Everything is performing as expected and you have peace of mind

We’d like to believe many people will fall into the third option, but many times, that’s just not what happens.

In fact…

7 Out of 10 Policies Reviewed Show Supporting Evidence to Replace and Upgrade the Policy

I’d like to offer you a complimentary review of your life insurance policy to make sure it’s performing as expected and the information that was originally stated matches your current lifestyle.

There is no obligation or costs associated with the audit.

You may discover we’ll be able to help you save money or receive additional benefits at no extra cost.

At the very least, you’ll have peace of mind knowing that the life insurance policy you have in place is correct and that no further action is required.

You’ll find more information on this page for what’s included within the audit and how long you can expect to wait to receive your custom report.

I really hope you take me up on this offer as I think you’ll find great value in it.

I look forward to speaking with you!

What's Included in the Audit?

Your Life Insurance Policy Audit provides information about whether your policy is in good standing, how its performed throughout the years, and if there are suitable alternatives that better fit your needs. You may discover ways to save money or receive additional benefits at no extra cost.


Here's What You Get in the Report:

  Status report on policy's overall health

  Summary of policy data and performance

  Rating of insurance carrier's financial strength

  Upgrade analysis of alternative policies

Who Provides the Complimentary Analysis?

Linda Hilton, CPA, CFP®
Wealth Coach, Triumph Planning Solutions
(732)416-0815 | Linda@triumphplanning.com

As an independent financial advisor and an active member of the community, Linda Hilton, CPA, CFP® is dedicated to helping individuals, families, and businesses attain peace of mind and financial freedom.

For years, they studied the characteristics of wealth accumulation vehicles and has come to the conclusion that there is an underlying commonality among the individuals who are best positioned for financial success. All of these individuals have been educated on the financial principles of how to grow, protect, and transfer wealth.

Frequently Asked Questions

How much is the cost?
Nothing! This is a free audit on your life insurance policy. It's a complimentary service we provide to all of our clients.


What information do you need from me?
We have a one-page form that you'll need to complete before the report can be generated. It includes basic information such as policy number and owner name. The purpose of the form is for you to grant authorization for us to contact the insurance company on your behalf.


What if I already work with an advisor?
Not a problem! This is merely a check-up on your current life insurance policy. Keep in mind, product and strategy recommendations will be made within the report, but you'll have the freedom to decide what you'd like to do next.

Does this affect my current policy?
Not at all! This is simply a snapshot of the current health of your policy. Premium payments and other features of the product are not interrupted.


What is the process?
The first thing you need to do is request the free audit by filling out the form on this page. Once that's submitted, our team will reach out to you and schedule a meeting to review your situation and obtain the authorization signature. We'll collect the information from the insurance company and generate the report for you. We'll schedule a follow-up appointment to present to you our findings.


How long does it take to get my report?
The timeline depends on your availability and the insurance company's willingness, but the overall audit typically takes between 4-6 weeks.

Receive a Free Check-Up on Your Life Insurance Policy

REQUEST YOUR FREE AUDIT